Budget Planner 2027 Spreadsheet – Monthly Budget Template (Google Sheets & Excel)

Description

Take control of your money in 2027. Set a monthly budget, log what you spend, and instantly see what's left in every category, all in one simple spreadsheet.

Works in Google Sheets and Microsoft Excel. Instant download, no subscription.

WHAT IT DOES

✔ Monthly Budget dashboard: pick any month and see budget vs actual for every category
✔ Income, spent, saved and left over, calculated for you
✔ 50/30/20 check: see how your Needs, Wants and Savings compare to the rule
✔ Savings rate for every month
✔ Transactions log with category dropdowns. Income vs expense is detected automatically
✔ Year Overview: all 12 months side by side, with totals, averages and a chart
✔ Over-budget categories turn red
✔ Up to 40 spending categories and 8 income sources
✔ Reusable: change the year and start again

HOW IT WORKS

1. Add your income and a monthly budget for each category
2. Log your transactions: date, amount, category
3. Open Monthly Budget and pick a month
4. Check Year Overview to see your progress

WHAT YOU GET

• 1 spreadsheet file (.xlsx) with 5 tabs: Start Here, Setup, Monthly Budget, Transactions, Year Overview
• Step-by-step instructions inside the file, including how to open it in Google Sheets

YOU'LL NEED

• A free Google account (Google Sheets) or Microsoft Excel (desktop or Office 365)
• A computer is easiest for the first setup. Apple Numbers is not supported.

WANT MORE?

Get the Finance Planner Bundle in my shop: this Budget Planner + Debt Payoff Tracker + a bonus Savings Tracker.

PLEASE NOTE

• This is a digital product. No physical item will be shipped.
• Due to the nature of digital files, returns are not accepted. If you have any trouble, contact me through the Contact page and I'll help.
• For personal use only. Not financial advice.

After payment, your download link appears right away on the order confirmation page and in your email.

Made by Yellowick 💛